What the Financial Professional Disclosures

These What the Financial Professional Disclosures (“Disclosures”) apply when you access and/or use the What the Financial Inc. (“What the Financial”, “Company”, “we”, “our”, or “us”) websites at www.whatthefinancialacademy.com and/or www.whatthefinancial.ca (the “Websites”), when we provide any services to you or when you purchase, request, or obtain any services from us, including, but not limited to, from or on the Websites (each a “Service”) (the foregoing, collectively the “Platform”)

When we make the Platform available to you, or when we provide information or resources to you, we do so as an independent contractor. Our relationship with you is an independent contractor relationship, not a fiduciary or employment relationship.

Everything made available on or via the Platform, including, but not limited to, the information contained on the Platform and the resources available for download through the Platform, is not intended as, and shall not be understood or construed as, legal, tax, securities, or investment advice, or as an opinion regarding the appropriateness of any investment. The professionals offering services through What the Financial Inc., including Pam Setia, are not attorneys, licensed legal professionals, accountants, or financial advisors, and do not, and do not intend to, hold themselves out as attorneys, licensed legal professionals, accountants, or financial advisors. Anything made available on or via the Platform is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation

Unless we explicitly state otherwise in writing, the information, opinions, and analysis expressed by us on the platform are for general information only and are not intended to provide specific advice or recommendations for you or for any other individual or entity.

We have done our best to ensure that everything made available on or via the Platform is accurate and provides valuable information, but we make no warranties or representations in this regard. We expressly disclaim all representations or warranties or conditions of any kind or nature whatsoever regarding anything provided via the Platform. Regardless of anything suggesting or stating the contrary, nothing available on or via the Platform should be understood as a recommendation that you should not consult with a financial professional to address your particular situation. In fact, we expressly recommend that you seek advice from the appropriate relevant professionals.

Without limiting the generality of the foregoing, nothing on the Platform constitutes an offer, solicitation, or recommendation to purchase any security. Performance of any security or investment represents past performance and does not guarantee future performance. Any financial information, including rates of return, are information provided to us by third parties and are not guaranteed by u

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